If you need to make unplanned purchases, the sign-up bonus isn’t worth it. In addition to bank promotions, another way to earn bonus cash without needing to set up direct deposit is to explore credit card offers. (Well, you’ll also have to enroll and sign-in to online banking, but we don’t really consider that as much of a hurdle…) This is up from $300 when it was most recently offered. If you have higher balances, consider Wells Fargo’s $825 bonus offer instead. Though, not as good as the time back in 2022 when they offered a $1,500 bonus, it’s still a solid offer. Available nationwide, Wells Fargo is offering a $400 welcome bonus when you open a new business checking account and maintain a minimum balance.

Business Premium Savings – up to $600 bonus

Available nationwide, Ameriprise Bank is offering existing customers a $300 bonus when you deposit funds to a new or existing personal savings account. This is a tiered bonus based on how much you deposit and maintain for the first 3 months. In the past, we’ve seen welcome bonuses as high as $250, but now is one of the lowest offered. PNC is running a couple of welcome bonus offers targeting small business owners.

Make Purchases

• Then, set up and receive at least two direct deposits, each of $500 or more, within 75 days of account opening.
• 12For certain eligible direct deposits, we may make funds available for your use up to two business days before we receive the funds from your payor with our service, TD Early Pay.
• The High Yield Savings signup offer requires you to deposit and maintain a minimum balance in order to earn the $1200 bonus.
• If you’d like to open a new account, we’re here to help with current rates, term options and more.
• Earn interest, enjoy relationship pricing, get unlimited reimbursements on any ATM in the U.S and options to waive the monthly service charge.

The Personal Wealth Management signup offer requires you to deposit and maintain a minimum balance in order to earn the $5000 bonus. The Free Checking Account signup offer requires you to make purchases using the account’s card in order to earn the $100 bonus. The Brokerage Account signup offer requires you to deposit and maintain a minimum balance in order to earn the $10000 bonus.

000 Surcharge-free ATMs

To earn the highest amount in a given quarter, you’ll need to deposit and maintain at least $200,000! This is an INSANE OFFER from Raisin and one of the highest they have offered! Available nationwide, Raisin is offering up to a whopping $1,200 welcome bonus for Summer 2026 when you open a new savings account and deposit new funds.

Open a new personal checking and savings account, earn up to $1,000.

• The Personal Wealth Management signup offer requires you to deposit and maintain a minimum balance in order to earn the $5000 bonus.
• The Standard Account signup offer requires you to make purchases using the account’s card in order to earn the $10 bonus.
• To earn the bonus, you must make direct deposits totaling $500 or more within 90 days of account opening.
• The Business Premium Savings signup offer requires you to deposit and maintain a minimum balance and make purchases using the account’s card in order to earn the $600 bonus.
• The Personal Savings signup offer requires you to deposit and maintain a minimum balance in order to earn the $200 bonus.

Keep in mind that some of these accounts are available nationwide, while others might only be offered in the states in which the bank operates physical branches. To earn the bonus, you must make direct deposits totaling $500 or more within 90 days of account opening. Earn interest, enjoy relationship pricing, get unlimited reimbursements on any ATM in the U.S and options to waive the monthly service charge.

The Basic Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $900 bonus. The M&T Tailored Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $1500 bonus. The Ultimate Opportunity Savings Account signup offer requires you to deposit and maintain a minimum balance in order to earn the $100 bonus.
Once these requirements are met, you’ll receive your bonus within 14 days. Once the required activities are completed, you’ll receive your new checking account bonus within 15 days. Then, set up and receive at least two direct deposits, each of $500 or more, within 75 days of account opening.

000 Surcharge-free ATMs

You must receive a total of $1,000 or more in qualifying electronic deposits to your account within 90 calendar days of account opening. There is no minimum Eligible Direct Deposit amount required to qualify for the 3.30% APY for savings (including Vaults). SoFi Checking and Savings is offered through SoFi Bank, N.A., Member FDIC. Earn $50 or $400 when you sign up and set up eligible direct deposit after opening a new SoFi online bank account.
You might also want overdraft protection and the ability to earn cash back on your purchases. While a bonus offer should never be the main reason you sign up for an account, it doesn’t hurt to take advantage of one of them if the bank meets your other criteria. The Citi® Double Cash Card – 18 month BT offer offer requires you to make purchases using the account’s card in order to earn the $200 + 2% Cash Back. Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of your Citi Double Cash® card account opening.
The Personal Savings signup offer requires you to deposit and maintain a minimum balance in order to earn the $200 bonus. The Self-Directed Investing signup offer requires you to deposit and maintain a minimum balance in order to earn the $1000 bonus. The Chase Private Client Checking℠ signup offer requires you to deposit and maintain a minimum balance in order to earn the $3000 bonus. The HSBC Premier signup offer requires you to deposit and maintain a minimum balance in order to earn the $5000 bonus. The Barclays Tiered Savings signup offer requires you to deposit and maintain a richroyal casino minimum balance in order to earn the $200 bonus. The High Yield Savings signup offer requires you to deposit and maintain a minimum balance in order to earn the $1200 bonus.